Access to 50+ lenders, competitive rates, and personalized service for all Toronto neighborhoods. Whether you're in Downtown, North York, Scarborough, or Etobicoke, I'm here to help.
Understanding the Toronto market helps you make informed mortgage decisions
Expert mortgage service across the entire Greater Toronto Area
Local expertise meets exceptional mortgage service
For homes under $500K, you need 5% down. For homes $500K-$1M, you need 5% on the first $500K and 10% on the remainder. Over $1M requires 20% down. With Toronto's average price around $1.1M, most buyers need approximately $220K down payment.
For a $1.1M home with 20% down, you'd typically need a household income of around $200K-$220K to qualify under current stress test rules. However, this varies based on your debts, credit score, and other factors.
Yes! I serve all Toronto neighborhoods including Downtown, North York, Scarborough, Etobicoke, East York, and York. I also serve the entire Greater Toronto Area including Mississauga, Brampton, Vaughan, Markham, and Richmond Hill.
As a mortgage agent, I have access to 50+ lenders including all major banks, credit unions, and alternative lenders. This means I can shop your mortgage to find the best rate and terms, often saving you thousands over the life of your mortgage. Banks can only offer their own products.
Most pre-approvals are completed within 24-48 hours. In Toronto's competitive market, having a pre-approval is essential as it shows sellers you're a serious buyer and can move quickly on offers.
Let's discuss your mortgage options and get you pre-approved today.
Book a time that works for you and let's discuss your mortgage needs.
